Phone: (651) 646-2651
  (800) 328-0828

Fax: (651) 646-1971



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Terms of Use

An indirect wholly-owned subsidiary of Berkshire Hathaway Inc.

Northern States Agency, which is an indirect wholly-owned subsidiary of Berkshire Hathaway Inc., places insurance business with affiliated insurance companies as well as non-affiliated insurance companies. Northern States Agency also conducts business on a brokerage basis with non-affiliated insurance companies. Our coverages include:

  • Commercial Automobile and Public Automobile Liability, Physical Damage and Cargo exposures
  • Garage and Dealer exposures
  • Excess Automobile Liability
  • General Liability
  • Umbrella/Excess Liability
  • Directors' & Officers' Liability
  • Employment Practices Liability
  • Miscellaneous Professional Liability
  • Errors & Omissions
  • Property and Inland Marine
Northern States Agency
750 Main Street, Suite 222
St. Paul, MN 55118
Phone: (651) 646-2651
Phone: (800) 328-0828
Fax: (651) 646-1971

Important Information Concerning the Use of this Website

The information contained in this website publication is primarily reference information designed for licensed property casualty insurance agents within our states of operation.

Current or in force policy change requests cannot be accepted via this website. Retail agents may directly contact a Northern States Agency underwriter via e-mail regarding specific coverage requests but cannot bind or change coverage without expressed Northern States Agency underwriter authorization for any policy or account. A listing of each underwriter's e-mail address can be found on the About, Our Staff section of this website. Any applications or submissions for quotes on this website are informational only and not legally binding. Claims must be reported directly to the appropriate company Claims Department listed on the Contact, Claims section of this website.

Product descriptions are included herein for the sole purpose of providing a quick reference tool concerning the general nature and types of products available through Northern States Agency. Products or policies referenced in these descriptions may not be available in all states. The descriptions contained herein are not intended to be complete descriptions of all terms, exclusions and conditions in the subject policies, but are solely provided as general descriptions of the products. Descriptions contained herein are general and informational only. Anyone interested in a particular product should request a copy of the policy to determine the scope and limitations of coverage.

This publication is provided "as is" without warranty of any kind, either expressed or implied as to its accuracy. Northern States Agency assumes no responsibility for errors or omissions in this publication or other documents which are referenced by or linked to this publication. In no event shall Northern States Agency be liable for any special, incidental, indirect or consequential damages of any kind, or any damages whatsoever, including, without limitation, those resulting from loss of use, data or profits whether or not advised of the possibility of damage, and on any theory, arising to or in connection with the use or performance of this information. This publication may not be used to interpret any provision of an insurance policy.

This publication could include technical or other inaccuracies or typographical errors. Changes are periodically added to the information herein; these changes will be incorporated in the new editions of the publication. Northern States Agency may make changes in the product(s) and/or the program(s) described in this publication at any time without notice.